Consumers no longer have to pay to use an important tool to help protect their identity. As of September 21, 2018, freezing your credit report at the …

Haven't heard of VantageScore? It is a credit scoring model that was created in 2006 by the big three credit bureaus, Experian, Equifax, and TransUnio…

Credit Reporting Company Misstated How Credit Scores It Sold Were Used Source: www.consumerfinance.gov The Consumer Financial Protection Bureau (CFP…

Source: www.washingtonpost.com Two of the nation's largest credit reporting bureaus, TransUnion and Equifax, will together pay more than $23 million …

I'm betting that you know what credit is: an arrangement for you to pay for something at a later date. "Okay, gimme the car today, and I'll pay you la…

Errors in the information on your credit reports can hurt your financial and personal life. Errors can lower your credit score, resulting in paying hi…

Creditworthiness Your "creditworthiness" is the single most important factor financial institutions look at when deciding whether to grant you a loan…

Owning a home is the American Dream. In fact, most renters in a recent survey indicated that they'd like to buy a home. But the combination of tighten…

Online Lender Did Not Help Consumers Build Credit or Access Cheaper Loans, As It Claimed Source: www.consumerfinance.gov Today the Consumer Financia…

Most people who have experienced bad credit can agree that the following information often indicates that there is light at the end of the tunnel.

You need a new vehicle, but your credit is spotty or bad. Can you afford to buy a reliable car or truck? Can you get a loan at reasonable rates? Can y…

Your credit score has a major impact on many facets of your life. For instance, it shows how "trustworthy" you are to borrowers. Watch this video t…

Are you ever in trouble with money? Ever have the feeling you can't get out of it? Well, you're not alone. Young people born between 1980 and 2000 (Mi…

"Many consumers went to CarHop because they needed transportation and wanted to build up a good record of paying their bills," said CFPB Director Rich…

The information in your credit report affects many aspects of your financial well-being. It informs your credit score, which affects your ability to b…

What is your credit score? And why is it important? In this report, I give you some basic facts about credit scoring that highlight its importance to …

Whether your credit is already good or could use some improvement, managing your personal finances in ways that enhance your creditworthiness is alway…