The bad news: It's not easy to do. The good news: You can do it!

You've seen plenty of car ads, right?

No credit, bad credit, no problem!...Drive out today, guaranteed!...Zero percent financing guaranteed!

The ads make it look easy. But the ads are wrong.

The job of even the best car seller in Arkansas isn't to give you the lowest price. It isn't to sell you a car you can afford, or sell you the best used car. It isn't a seller's job to give you the cheapest financing. The job of all auto sellers is to make all the money they can on you.

It doesn't matter if you can afford what you buy. And it doesn't matter if the car is a junker. The seller's job is to look after the seller, not you.

So, what do you do? Quit depending on the seller to tell you what to do.

This page helps you understand what you can afford to buy—if you can afford to buy, at all. It helps you understand financing. And it shows you how car sellers "work" you to make the biggest profit.

Dig into this page, and you will be in control, not the seller.